Search: Matthew Williams

Author: Matthew Williams

#405 Comparing Reverse Mortgages vs. Forward Mortgages

If you've never heard of a forward mortgage, there's a reason for that. The term refers to traditional mortgages and is rarely used except in comparison with its polar opposite, the reverse mortgage. So, which way do you want to go? Whether you go forward or in reverse depends upon where you are ... see more

#362 Review: My Best Buy Credit Card

Do you always have the newest gadget? Do you live in fear that somebody may see you with an outdated phone or the now outdated HDTV? If that's you, maybe you spend a lot of time at your neighborhood Best Buy.Along with MyBestBuy, the store's customer loyalty program, Best Buy has a rewards... see more

#313 Want To Retire Early? Think Again

Some people consider early retirement to mean leaving the workforce at age 55. But most of us don't. Unless you're lucky enough to have a full pension and benefits that kick in at that age (say, if you worked in the military, or as a police officer or firefighter), you'll probably need to work an... see more

#289 These Are the Top Jobs for Retirees (SBUX)

For some people, retirement represents total and immediate separation from the working world. Any daily activity that does not take place on a golf course, tennis court, beach or fishing boat is tantamount to anathema for these retirees. Others, however, view retirement as a time to explore caree... see more

#222 How To Combine Two Mortgages Into One?

Having two mortgages isn't as rare as you might think. People who amass enough equity in their homes may elect to take out a second mortgage. They might use the money to pay off a debt, send a child to college, finance starting a business, or make a large purchase.Let's look at one example... see more

#194 Getting A Mortgage in Your 20s

You're twentysomething and you're considering buying a place. Maybe you moved back in with your parents to save for a down payment – or you're living in a rental that gobbles up a huge chunk of your first grown-up paycheck and you don't feel you have anything to show for it. Unless Mom and Dad ... see more

#186 Tax Issues For Same-Sex Spouses

The repeal of the Defense of Marriage Act in 2013 has paved the way for same-sex couples to file their tax returns using the Married Filing Jointly or Separately status. This statute also allows these couples to file amended returns for up to three years prior, going back to 2010. The tax rules f... see more

#179 How Non-Qualified Deferred Compensation Plans Work

A non-qualified deferred compensation (NQDC) plan allows a service provider (e.g., an employee) to earn wages, bonuses or other compensation in one year but receive it — and defer the tax on it — to a later year. Doing this provides income in the future, and may reduce the tax payable on the ... see more